MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 

MH Advantage Floor Plans

ManufacturedModularMH Advantage

Sun Valley Series / Koinonia SVM-8408

Built by: Deer Valley Homebuilders
3
3
2550 ft²
32'0" x 84'0"
Unique and innovative high quality home features covered porch into entry foyer, expansive living room, spacious study, be...
ManufacturedModularMH Advantage

Woodland Series / Manorview II WL-8023B

Built by: Deer Valley Homebuilders
4
2
2280 ft²
32'0" x 80'0"
The Woodland Series / Manorview II WL-8023B by Deer Valley Homebuilders is a 2280 sq. ft. manufactured home with 4 bedroom...
ManufacturedMH Advantage

Timberline Elite / TE28523C

Built by: Destiny Homes
3
2
1386 ft²
28'0" x 52'0"
TE28523C / Quality built affordable smaller double section family home with big home layout and features including spaciou...
ManufacturedModularMH Advantage

Sun Valley Series / Asolo II SVM-7403B

Built by: Deer Valley Homebuilders
4
2
2100 ft²
32'0" x 74'0"
High quality sprawling custom family home features expansive living room, open concept chef’s style kitchen boasting large...
ManufacturedMH Advantage

Mossy Oak Nativ Living Series / WL-MONL-7206

Built by: Deer Valley Homebuilders
3
2
2040 ft²
32'0" x 72'0"
The Mossy Oak Nativ Living Series / WL-MONL-7206 by Deer Valley Homebuilders is a charming 2040 sq. ft. manufactured home ...
ManufacturedMH Advantage

Mossy Oak Nativ Living Series / WL-MONL-7206B

Built by: Deer Valley Homebuilders
3
2
2040 ft²
32'0" x 72'0"
The Mossy Oak Nativ Living Series / WL-MONL-7206 built by Deer Valley Homebuilders is a spacious 3 bedroom, 2 bathroom man...
ManufacturedMH Advantage

Mossy Oak Nativ Living Series / WL-MONL-8037

Built by: Deer Valley Homebuilders
4
2
2280 ft²
32'0" x 80'0"
The Mossy Oak Nativ Living Series / WL-MONL-8037 built by Deer Valley Homebuilders is a stunning 4 bedroom, 2 bathroom man...
ManufacturedModularMH Advantage

Deer Valley Series / Asolo II DVD-7403B

Built by: Deer Valley Homebuilders
3
2
2100 ft²
32'0" x 74'0"
Family homeowner preferred floor plan with large master bedroom and luxurious master bath privately located away from gues...
ManufacturedModularMH Advantage

Sun Valley Series / Tahoe Harbor SVM-5802

Built by: Deer Valley Homebuilders
3
2
1920 ft²
45'0" x 58'0"
Quality and customizable family home offers optional large covered porch and box bay windows off dining room, ideal for in...
ManufacturedMH Advantage

Timberline Elite / TE28443B

Built by: Destiny Homes
3
2
1173 ft²
28'0" x 44'0"
Timberline Elite / TE28443B - Quality affordable smaller family home with floor plan designed to conserve living space wit...
ManufacturedMH Advantage

Timberline Elite / TE28483A

Built by: Destiny Homes
3
2
1277 ft²
28'0" x 48'0"
Timberline Elite / TE28483A - Value oriented well planned family home features spacious living room open to large well equ...
ManufacturedMH Advantage

Timberline Elite / TE28564A

Built by: Destiny Homes
4
2
1493 ft²
28'0" x 56'0"
Timberline Elite / TE28564A - Skillfully designed and quality crafted large family home features spacious living room open...

PLEASE NOTE:
All sizes and dimensions are nominal or based on approximate builder measurements. Normandy Mobile Home Sales reserves the right to make changes due to any changes in material, color, specifications and features anytime without notice or obligation.